FAQ Category: Bricklayers

Yes, you are covered to depths of up to 1.2 metres.

Our policy can provide cover for contracts up to 2 years, provided you have a cover during this time. Contract Works would cover you if weather caused damage to permanent or temporary works, which you are responsible for, including damage to materials on site, used in connection with the project.

You could be covered under public liability, should a neighbouring property be damaged from your work as a tradesperson, provided reasonable precautions have been followed.

No, these tools would need to be covered under the owner’s policy.

Your tools can be covered under the Plant & Tools Owned cover, this can protect them even when stored in a locked and unattended vehicle when you add the Tools of Trade extension. This extension must be selected as part of the policy and does not apply as a standalone option.

Our bricklayers’ policy can cover you if work is undertaken under 10 metres. Above this height you will need to submit a request to be assessed if you can be provided with cover.

Yes, employers’ liability insurance is a legal requirement if you hire any workers including temporary workers and volunteers.

The key types of insurance you may need include:

• Public Liability Insurance – Covers you if a third party (such as a client or member of the public) is injured or their property is damaged due to your work.
• Employers’ Liability Insurance – A legal requirement if you have employees, covering claims for workplace injuries or illnesses.
• Contractors’ All Risk Insurance – Protects your work in progress, covering damage to the construction site, materials, and tools.
• Plant & Tools Cover – Covers the cost of repairing or replacing your own or hired equipment if it’s lost, stolen, or damaged.