FAQ Category: Dog Grooming Insurance

Yes, as long as you operate within the United Kingdom only.

You should notify us as soon as practicably possible after becoming aware of any incident that might lead to a claim. We usually require you to provide full information in writing about the incident and any damages claimed.

Yes, we offer coverage for legal costs and expenses incurred in defending against claims, subject to the insurer’s consent and the policy limits.

Yes, the public liability section of the policy generally covers damage to property for which you are legally liable, subject to certain conditions and exclusions.

Yes, we offer coverage for Business Equipment, which includes grooming specific equipment, mobile devices, stock, or tools of trade specifically purchased for and used in connection with your grooming business.

Yes, our policy includes coverage for accidental death, bodily injury, illness, or disease of animals in the care, custody or control of the Insured. This is typically limited to £25,000 per animal and subject to the overall limit of liability stated in the policy schedule.

Yes, our insurance excludes dogs classified under the Dangerous Dogs Act 1991 or any subsequent legislation, as well as cross breeds involving such classified dogs.

Our dog grooming insurance typically covers activities such as hand scissoring, clipping, wash & blow drying, hand stripping, de-shedding, nail cutting, ear plucking & cleaning, anal gland expression, and pet tooth brushing.

If you employ any of the following members of your family, they too will be covered for Public Liability under your policy as standard. You do not need to take out Employers’ Liability to cover those family members either. If, however, your business is a limited company and the family members are directors and/or employees/volunteers, the close family extension will not apply.

Close Family members defined as: Husband, wife, civil partner, father, mother, grandfather, grandmother, stepfather, stepmother, son, daughter, grandson, granddaughter, stepson, stepdaughter, brother, sister, half-brother or half-sister.

We are no longer able to cover XL Bullies under our Pet Business insurance for our customers at all as our policy product excludes the care of dog breeds on the Dangerous Dogs Act or any cross breeds of these dogs.